2018 HNL to NAD Historical Review

YEARLY HIGH

0.6299 NAD

YEARLY LOW

0.4877 NAD

YEARLY AVERAGE

0.5526 NAD

2018 HNL to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 0.6299. Conversely, the yearly low was recorded on February 24, dropping to 0.4877.

This high-to-low spread represents a total annual volatility of 0.1421 NAD. From a start-to-finish perspective, comparing the January average rate of 0.5157 to the December average rate of 0.5868, the exchange rate registered a net change of 13.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.6299 was up 2.79% compared to the 2017 peak of 0.6127, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,149 NAD

2017 Average 2,835 NAD

Yearly Trough Low 2,439 NAD

Transaction Impact: A difference of 710.73 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.6185

0.4906

JanuMarcMayJulySeptNove

HNL to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5181, compared to 0.5872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0690 points.

H1 Avg (Jan–Jun) 0.5181

H2 Avg (Jul–Dec) 0.5872

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0549 NAD (High: 0.6053 / Low: 0.5505). On the other end, March was the most stable month, with a tight range of 0.0176 NAD (High: 0.5100 / Low: 0.4924).

August Spread (Volatile) ±0.0549

March Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0215 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 0.6078) against the same month in 2017 (average: 0.5614), the exchange rate shifted by +0.0464 (+8.27%).

2018 Avg (September) 0.6078

2017 Avg (September) 0.5614

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5286	0.5000	0.5157
February	0.5168	0.4877	0.5012
March	0.5100	0.4924	0.5016
April	0.5256	0.5000	0.5113
May	0.5349	0.5156	0.5265
June	0.5749	0.5253	0.5523
July	0.5766	0.5460	0.5612
August	0.6053	0.5505	0.5837
September	0.6299	0.5867	0.6078
October	0.6179	0.5873	0.6025
November	0.5979	0.5615	0.5809
December	0.6063	0.5641	0.5868