YEARLY HIGH
15.2285 NGN
YEARLY LOW
8.7479 NGN
YEARLY AVERAGE
11.2882 NGN

2016 HNL to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 22, valuing the pair at 15.2285. Conversely, the yearly low was recorded on June 19, dropping to 8.7479.

This high-to-low spread represents a total annual volatility of 6.4806 NGN. From a start-to-finish perspective, comparing the January average rate of 8.8752 to the December average rate of 13.4984, the exchange rate registered a net change of 52.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 15.2285 was up 57.36% compared to the 2015 peak of 9.6777, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 76,142 NGN
2015 Average 45,604 NGN
Yearly Trough Low 43,740 NGN
Transaction Impact: A difference of 32,402.86 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

14.6369
8.2711
JanuMarcMayJulySeptNove

HNL to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.9992, compared to 13.5771 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.5779 points.

H1 Avg (Jan–Jun) 8.9992
H2 Avg (Jul–Dec) 13.5771

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 3.6889 NGN (High: 12.4368 / Low: 8.7479). On the other end, April was the most stable month, with a tight range of 0.0306 NGN (High: 8.8342 / Low: 8.8037).

June Spread (Volatile) ±3.6889
April Spread (Stable) ±0.0306

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4073 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 14.1064) against the same month in 2015 (average: 9.0823), the exchange rate shifted by +5.0240 (+55.32%).

2016 Avg (August) 14.1064
2015 Avg (August) 9.0823

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.9389 8.8241 8.8752
February 8.8524 8.7903 8.8148
March 8.8174 8.7814 8.8016
April 8.8342 8.8037 8.8189
May 8.8290 8.7946 8.8133
June 12.4368 8.7479 9.8718
July 14.0571 12.3965 12.8454
August 15.2285 13.6372 14.1064
September 13.7789 13.6022 13.6991
October 13.8546 13.4545 13.6916
November 13.7562 13.5226 13.6217
December 13.6262 13.0917 13.4984