2021 HNL to SEK Historical Review

YEARLY HIGH

0.3791 SEK

YEARLY LOW

0.3279 SEK

YEARLY AVERAGE

0.3560 SEK

2021 HNL to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.3791. Conversely, the yearly low was recorded on January 6, dropping to 0.3279.

This high-to-low spread represents a total annual volatility of 0.0512 SEK. From a start-to-finish perspective, comparing the January average rate of 0.3424 to the December average rate of 0.3745, the exchange rate registered a net change of 9.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3791 was down 9.74% compared to the 2020 peak of 0.4200, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,896 SEK

2020 Average 1,861 SEK

Yearly Trough Low 1,640 SEK

Transaction Impact: A difference of 256.00 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3778

0.3391

JanuMarcMayJulySeptNove

HNL to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3480, compared to 0.3640 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0160 points.

H1 Avg (Jan–Jun) 0.3480

H2 Avg (Jul–Dec) 0.3640

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0261 SEK (High: 0.3787 / Low: 0.3526). On the other end, December was the most stable month, with a tight range of 0.0088 SEK (High: 0.3791 / Low: 0.3703).

November Spread (Volatile) ±0.0261

December Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0065 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3745) against the same month in 2020 (average: 0.3446), the exchange rate shifted by +0.0299 (+8.68%).

2021 Avg (December) 0.3745

2020 Avg (December) 0.3446

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3480	0.3279	0.3424
February	0.3504	0.3402	0.3441
March	0.3622	0.3452	0.3528
April	0.3622	0.3455	0.3530
May	0.3519	0.3428	0.3465
June	0.3576	0.3426	0.3496
July	0.3666	0.3557	0.3613
August	0.3715	0.3595	0.3650
September	0.3649	0.3549	0.3586
October	0.3660	0.3522	0.3586
November	0.3787	0.3526	0.3661
December	0.3791	0.3703	0.3745