2015 HNL to SRD Historical Review

YEARLY HIGH

0.1817 SRD

YEARLY LOW

0.1487 SRD

YEARLY AVERAGE

0.1537 SRD

2015 HNL to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.1817. Conversely, the yearly low was recorded on October 24, dropping to 0.1487.

This high-to-low spread represents a total annual volatility of 0.0330 SRD. From a start-to-finish perspective, comparing the January average rate of 0.1566 to the December average rate of 0.1736, the exchange rate registered a net change of 10.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1817 was up 4.50% compared to the 2014 peak of 0.1738, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 908 SRD

2014 Average 808 SRD

Yearly Trough Low 743 SRD

Transaction Impact: A difference of 164.93 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1760

0.1469

JanuMarcMayJulySeptNove

HNL to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1536, compared to 0.1538 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.1536

H2 Avg (Jul–Dec) 0.1538

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0325 SRD (High: 0.1817 / Low: 0.1491). On the other end, November was the most stable month, with a tight range of 0.0007 SRD (High: 0.1496 / Low: 0.1490).

December Spread (Volatile) ±0.0325

November Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0027 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.1736) against the same month in 2014 (average: 0.1561), the exchange rate shifted by +0.0175 (+11.22%).

2015 Avg (December) 0.1736

2014 Avg (December) 0.1561

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1589	0.1551	0.1566
February	0.1587	0.1547	0.1563
March	0.1572	0.1510	0.1537
April	0.1558	0.1495	0.1536
May	0.1514	0.1498	0.1509
June	0.1514	0.1498	0.1505
July	0.1507	0.1499	0.1504
August	0.1503	0.1495	0.1498
September	0.1508	0.1497	0.1502
October	0.1510	0.1487	0.1498
November	0.1496	0.1490	0.1493
December	0.1817	0.1491	0.1736