YEARLY HIGH
1.6330 TRY
YEARLY LOW
1.3859 TRY
YEARLY AVERAGE
1.5199 TRY

2025 HNL to TRY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to TRY exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1.6330. Conversely, the yearly low was recorded on January 11, dropping to 1.3859.

This high-to-low spread represents a total annual volatility of 0.2471 TRY. From a start-to-finish perspective, comparing the January average rate of 1.3950 to the December average rate of 1.6231, the exchange rate registered a net change of 16.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.6330 was up 17.31% compared to the 2024 peak of 1.3920, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 8,165 TRY
2024 Average 6,614 TRY
Yearly Trough Low 6,930 TRY
Transaction Impact: A difference of 1,235.43 TRY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.6459
1.3722
JanuMarcMayJulySeptNove

HNL to TRY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4570, compared to 1.5827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1257 points.

H1 Avg (Jan–Jun) 1.4570
H2 Avg (Jul–Dec) 1.5827

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0869 TRY (High: 1.5007 / Low: 1.4137). On the other end, January was the most stable month, with a tight range of 0.0176 TRY (High: 1.4035 / Low: 1.3859).

March Spread (Volatile) ±0.0869
January Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1.6231) against the same month in 2024 (average: 1.3808), the exchange rate shifted by +0.2423 (+17.55%).

2025 Avg (December) 1.6231
2024 Avg (December) 1.3808

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4035 1.3859 1.3950
February 1.4256 1.3901 1.4124
March 1.5007 1.4137 1.4490
April 1.4918 1.4675 1.4794
May 1.5049 1.4820 1.4933
June 1.5262 1.4994 1.5132
July 1.5515 1.5215 1.5331
August 1.5833 1.5416 1.5563
September 1.5891 1.5620 1.5790
October 1.6066 1.5850 1.5958
November 1.6186 1.5974 1.6089
December 1.6330 1.6128 1.6231