2026 HNL to TWD Historical Review

YEARLY HIGH

1.2177 TWD

YEARLY LOW

1.1772 TWD

YEARLY AVERAGE

1.1944 TWD

2026 HNL to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 1.2177. Conversely, the yearly low was recorded on January 27, dropping to 1.1772.

This high-to-low spread represents a total annual volatility of 0.0405 TWD. From a start-to-finish perspective, comparing the January average rate of 1.1929 to the December average rate of 1.2067, the exchange rate registered a net change of 1.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2177 was down 7.16% compared to the 2025 peak of 1.3117, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 6,089 TWD

2025 Average 5,993 TWD

Yearly Trough Low 5,886 TWD

Transaction Impact: A difference of 202.54 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.2091

1.1806

JanuMarcMayJuly

HNL to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1909, compared to 1.2050 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0141 points.

H1 Avg (Jan–Jun) 1.1909

H2 Avg (Jul–Dec) 1.2050

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0291 TWD (High: 1.2149 / Low: 1.1858). On the other end, May was the most stable month, with a tight range of 0.0073 TWD (High: 1.1882 / Low: 1.1809).

March Spread (Volatile) ±0.0291

May Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0127 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 1.2032) against the same month in 2025 (average: 1.1167), the exchange rate shifted by +0.0865 (+7.75%).

2026 Avg (July) 1.2032

2025 Avg (July) 1.1167

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2010	1.1772	1.1929
February	1.1994	1.1790	1.1901
March	1.2149	1.1858	1.2037
April	1.2072	1.1800	1.1910
May	1.1882	1.1809	1.1830
June	1.1922	1.1795	1.1846
July	1.2177	1.1915	1.2032
August	1.2106	1.2018	1.2067