2025 HNL to USD Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HNL to USD Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HNL to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.0395. Conversely, the yearly low was recorded on December 30, dropping to 0.0378.
This high-to-low spread represents a total annual volatility of 0.0017 USD. From a start-to-finish perspective, comparing the January average rate of 0.0393 to the December average rate of 0.0380, the exchange rate registered a net change of -3.21% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2025 high of 0.0395 was down 2.92% compared to the 2024 peak of 0.0407, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HNL based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HNL to USD Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0388, compared to 0.0381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was August, with a trading range of 0.0008 USD (High: 0.0387 / Low: 0.0379). On the other end, November was the most stable month, with a tight range of 0.0002 USD (High: 0.0381 / Low: 0.0379).
Growth Streaks & Declines
TrendsBetween July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (March 2025: 0.0390) against the same month in 2024 (average: 0.0405), the exchange rate shifted by -0.0015 (-3.59%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 0.0394 | 0.0391 | 0.0393 |
| February | 0.0393 | 0.0387 | 0.0390 |
| March | 0.0395 | 0.0388 | 0.0390 |
| April | 0.0391 | 0.0385 | 0.0388 |
| May | 0.0387 | 0.0384 | 0.0384 |
| June | 0.0384 | 0.0382 | 0.0383 |
| July | 0.0384 | 0.0380 | 0.0381 |
| August | 0.0387 | 0.0379 | 0.0381 |
| September | 0.0383 | 0.0379 | 0.0382 |
| October | 0.0383 | 0.0379 | 0.0381 |
| November | 0.0381 | 0.0379 | 0.0380 |
| December | 0.0382 | 0.0378 | 0.0380 |