2021 HRK to AED Historical Review

YEARLY HIGH

0.5995 AED

YEARLY LOW

0.5468 AED

YEARLY AVERAGE

0.5772 AED

2021 HRK to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.5995. Conversely, the yearly low was recorded on November 24, dropping to 0.5468.

This high-to-low spread represents a total annual volatility of 0.0526 AED. From a start-to-finish perspective, comparing the January average rate of 0.5911 to the December average rate of 0.5520, the exchange rate registered a net change of -6.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5995 was up 0.17% compared to the 2020 peak of 0.5984, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,997 AED

2020 Average 2,782 AED

Yearly Trough Low 2,734 AED

Transaction Impact: A difference of 263.24 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5972

0.5479

JanuMarcMayJulySeptNove

HRK to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5862, compared to 0.5681 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0181 points.

H1 Avg (Jan–Jun) 0.5862

H2 Avg (Jul–Dec) 0.5681

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0206 AED (High: 0.5674 / Low: 0.5468). On the other end, December was the most stable month, with a tight range of 0.0067 AED (High: 0.5557 / Low: 0.5490).

November Spread (Volatile) ±0.0206

December Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0106 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.5911) against the same month in 2020 (average: 0.5479), the exchange rate shifted by +0.0432 (+7.88%).

2021 Avg (January) 0.5911

2020 Avg (January) 0.5479

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5995	0.5871	0.5911
February	0.5902	0.5805	0.5866
March	0.5856	0.5689	0.5766
April	0.5896	0.5703	0.5804
May	0.5988	0.5850	0.5931
June	0.5976	0.5808	0.5896
July	0.5821	0.5736	0.5790
August	0.5819	0.5725	0.5767
September	0.5827	0.5675	0.5769
October	0.5710	0.5636	0.5671
November	0.5674	0.5468	0.5571
December	0.5557	0.5490	0.5520