2020 HRK to AED Historical Review

YEARLY HIGH

0.5984 AED

YEARLY LOW

0.5140 AED

YEARLY AVERAGE

0.5562 AED

2020 HRK to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.5984. Conversely, the yearly low was recorded on March 19, dropping to 0.5140.

This high-to-low spread represents a total annual volatility of 0.0844 AED. From a start-to-finish perspective, comparing the January average rate of 0.5479 to the December average rate of 0.5929, the exchange rate registered a net change of 8.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5984 was up 4.72% compared to the 2019 peak of 0.5715, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,992 AED

2019 Average 2,772 AED

Yearly Trough Low 2,570 AED

Transaction Impact: A difference of 421.96 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5996

0.5190

JanuMarcMayJulySeptNove

HRK to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5373, compared to 0.5751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0378 points.

H1 Avg (Jan–Jun) 0.5373

H2 Avg (Jul–Dec) 0.5751

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0442 AED (High: 0.5582 / Low: 0.5140). On the other end, January was the most stable month, with a tight range of 0.0094 AED (High: 0.5533 / Low: 0.5438).

March Spread (Volatile) ±0.0442

January Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0111 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.5929) against the same month in 2019 (average: 0.5484), the exchange rate shifted by +0.0445 (+8.11%).

2020 Avg (December) 0.5929

2019 Avg (December) 0.5484

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5533	0.5438	0.5479
February	0.5474	0.5318	0.5380
March	0.5582	0.5140	0.5368
April	0.5308	0.5201	0.5258
May	0.5373	0.5242	0.5291
June	0.5516	0.5385	0.5461
July	0.5824	0.5459	0.5591
August	0.5846	0.5748	0.5788
September	0.5819	0.5658	0.5740
October	0.5749	0.5652	0.5706
November	0.5815	0.5648	0.5753
December	0.5984	0.5871	0.5929