2020 HRK to AWG Historical Review

YEARLY HIGH

0.2933 AWG

YEARLY LOW

0.2519 AWG

YEARLY AVERAGE

0.2726 AWG

2020 HRK to AWG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to AWG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.2933. Conversely, the yearly low was recorded on March 19, dropping to 0.2519.

This high-to-low spread represents a total annual volatility of 0.0414 AWG. From a start-to-finish perspective, comparing the January average rate of 0.2685 to the December average rate of 0.2905, the exchange rate registered a net change of 8.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2933 was up 4.18% compared to the 2019 peak of 0.2815, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,466 AWG

2019 Average 1,359 AWG

Yearly Trough Low 1,259 AWG

Transaction Impact: A difference of 206.78 AWG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2938

0.2544

JanuMarcMayJulySeptNove

HRK to AWG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2633, compared to 0.2818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0185 points.

H1 Avg (Jan–Jun) 0.2633

H2 Avg (Jul–Dec) 0.2818

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0217 AWG (High: 0.2736 / Low: 0.2519). On the other end, January was the most stable month, with a tight range of 0.0046 AWG (High: 0.2711 / Low: 0.2665).

March Spread (Volatile) ±0.0217

January Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0054 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2905) against the same month in 2019 (average: 0.2688), the exchange rate shifted by +0.0218 (+8.11%).

2020 Avg (December) 0.2905

2019 Avg (December) 0.2688

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2711	0.2665	0.2685
February	0.2683	0.2606	0.2636
March	0.2736	0.2519	0.2631
April	0.2601	0.2549	0.2576
May	0.2633	0.2569	0.2593
June	0.2703	0.2639	0.2676
July	0.2854	0.2675	0.2740
August	0.2865	0.2817	0.2837
September	0.2851	0.2773	0.2813
October	0.2817	0.2770	0.2796
November	0.2850	0.2768	0.2819
December	0.2933	0.2877	0.2905