2020 HRK to BHD Historical Review

YEARLY HIGH

0.0614 BHD

YEARLY LOW

0.0528 BHD

YEARLY AVERAGE

0.0571 BHD

2020 HRK to BHD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to BHD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0614. Conversely, the yearly low was recorded on March 19, dropping to 0.0528.

This high-to-low spread represents a total annual volatility of 0.0086 BHD. From a start-to-finish perspective, comparing the January average rate of 0.0562 to the December average rate of 0.0609, the exchange rate registered a net change of 8.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0614 was up 4.75% compared to the 2019 peak of 0.0586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 307 BHD

2019 Average 284 BHD

Yearly Trough Low 264 BHD

Transaction Impact: A difference of 42.92 BHD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0615

0.0534

JanuMarcMayJulySeptNove

HRK to BHD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0552, compared to 0.0590 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.0552

H2 Avg (Jul–Dec) 0.0590

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0044 BHD (High: 0.0573 / Low: 0.0528). On the other end, August was the most stable month, with a tight range of 0.0010 BHD (High: 0.0600 / Low: 0.0590).

March Spread (Volatile) ±0.0044

August Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0609) against the same month in 2019 (average: 0.0563), the exchange rate shifted by +0.0046 (+8.10%).

2020 Avg (December) 0.0609

2019 Avg (December) 0.0563

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0570	0.0558	0.0562
February	0.0562	0.0546	0.0552
March	0.0573	0.0528	0.0551
April	0.0546	0.0534	0.0540
May	0.0552	0.0539	0.0544
June	0.0567	0.0553	0.0561
July	0.0598	0.0560	0.0574
August	0.0600	0.0590	0.0594
September	0.0597	0.0581	0.0589
October	0.0590	0.0580	0.0586
November	0.0597	0.0580	0.0591
December	0.0614	0.0603	0.0609