2026 HRK to BYN Historical Review

YEARLY HIGH

0.4391 BYN

YEARLY LOW

0.1515 BYN

YEARLY AVERAGE

0.2525 BYN

2026 HRK to BYN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to BYN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.4391. Conversely, the yearly low was recorded on March 14, dropping to 0.1515.

This high-to-low spread represents a total annual volatility of 0.2876 BYN. From a start-to-finish perspective, comparing the January average rate of 0.1557 to the December average rate of 0.4272, the exchange rate registered a net change of 174.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4391 was up 178.69% compared to the 2025 peak of 0.1576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,195 BYN

2025 Average 750 BYN

Yearly Trough Low 758 BYN

Transaction Impact: A difference of 1,437.86 BYN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4546

0.1260

JanuFebrMarcApriMayJune

HRK to BYN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2525, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2525 points.

H1 Avg (Jan–Jun) 0.2525

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.2856 BYN (High: 0.4384 / Low: 0.1528). On the other end, February was the most stable month, with a tight range of 0.0018 BYN (High: 0.1580 / Low: 0.1562).

April Spread (Volatile) ±0.2856

February Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0036 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 0.4264) against the same month in 2025 (average: 0.1497), the exchange rate shifted by +0.2767 (+184.88%).

2026 Avg (May) 0.4264

2025 Avg (May) 0.1497

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1595	0.1539	0.1557
February	0.1580	0.1562	0.1569
March	0.1561	0.1515	0.1534
April	0.4384	0.1528	0.1955
May	0.4391	0.4234	0.4264
June	0.4354	0.4223	0.4272