YEARLY HIGH
9.4671 DOP
YEARLY LOW
7.5306 DOP
YEARLY AVERAGE
8.5675 DOP

2020 HRK to DOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to DOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 9.4671. Conversely, the yearly low was recorded on March 19, dropping to 7.5306.

This high-to-low spread represents a total annual volatility of 1.9365 DOP. From a start-to-finish perspective, comparing the January average rate of 7.9326 to the December average rate of 9.3890, the exchange rate registered a net change of 18.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.4671 was up 18.54% compared to the 2019 peak of 7.9863, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 47,336 DOP
2019 Average 38,742 DOP
Yearly Trough Low 37,653 DOP
Transaction Impact: A difference of 9,682.54 DOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.5520
7.5957
JanuMarcMayJulySeptNove

HRK to DOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.9967, compared to 9.1383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1416 points.

H1 Avg (Jan–Jun) 7.9967
H2 Avg (Jul–Dec) 9.1383

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1509 DOP (High: 8.6815 / Low: 7.5306). On the other end, January was the most stable month, with a tight range of 0.0849 DOP (High: 7.9752 / Low: 7.8903).

March Spread (Volatile) ±1.1509
January Spread (Stable) ±0.0849

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1262 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1262

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 9.3890) against the same month in 2019 (average: 7.9184), the exchange rate shifted by +1.4706 (+18.57%).

2020 Avg (December) 9.3890
2019 Avg (December) 7.9184

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.9752 7.8903 7.9326
February 7.9672 7.7410 7.8215
March 8.6815 7.5306 7.8849
April 7.8908 7.6275 7.7587
May 8.2687 7.8001 7.9608
June 8.7484 8.2458 8.6219
July 9.2746 8.6717 8.8904
August 9.3200 9.1243 9.2137
September 9.2489 9.0016 9.1336
October 9.1450 8.9975 9.0773
November 9.2223 8.8548 9.1258
December 9.4671 9.3116 9.3890