YEARLY HIGH
3.5102 EGP
YEARLY LOW
2.2609 EGP
YEARLY AVERAGE
2.6761 EGP

2022 HRK to EGP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to EGP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 3.5102. Conversely, the yearly low was recorded on March 12, dropping to 2.2609.

This high-to-low spread represents a total annual volatility of 1.2492 EGP. From a start-to-finish perspective, comparing the January average rate of 2.3651 to the December average rate of 3.4606, the exchange rate registered a net change of 46.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.5102 was up 36.92% compared to the 2021 peak of 2.5638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,551 EGP
2021 Average 12,331 EGP
Yearly Trough Low 11,305 EGP
Transaction Impact: A difference of 6,246.24 EGP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.5702
2.2556
JanuMarcMayJulySeptNove

HRK to EGP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5018, compared to 2.8504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3487 points.

H1 Avg (Jan–Jun) 2.5018
H2 Avg (Jul–Dec) 2.8504

Volatility Range Comparison

Volatility

The most volatile month in 2022 was October, with a trading range of 0.6390 EGP (High: 3.1737 / Low: 2.5347). On the other end, January was the most stable month, with a tight range of 0.0617 EGP (High: 2.3905 / Low: 2.3288).

October Spread (Volatile) ±0.6390
January Spread (Stable) ±0.0617

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0679 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 3.4606) against the same month in 2021 (average: 2.3622), the exchange rate shifted by +1.0984 (+46.50%).

2022 Avg (December) 3.4606
2021 Avg (December) 2.3622

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.3905 2.3288 2.3651
February 2.3946 2.3299 2.3672
March 2.6986 2.2609 2.4235
April 2.6726 2.5642 2.6376
May 2.6504 2.5276 2.5874
June 2.6633 2.5922 2.6298
July 2.6146 2.5188 2.5619
August 2.6296 2.5359 2.5803
September 2.6058 2.4828 2.5540
October 3.1737 2.5347 2.6337
November 3.3964 3.1367 3.3121
December 3.5102 3.4075 3.4606