2020 HRK to IRR Historical Review

YEARLY HIGH

9889.6826 IRR

YEARLY LOW

5892.3606 IRR

YEARLY AVERAGE

6386.0359 IRR

2020 HRK to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 9889.6826. Conversely, the yearly low was recorded on March 19, dropping to 5892.3606.

This high-to-low spread represents a total annual volatility of 3997.3220 IRR. From a start-to-finish perspective, comparing the January average rate of 6280.8016 to the December average rate of 6796.4575, the exchange rate registered a net change of 8.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9889.6826 was up 48.07% compared to the 2019 peak of 6679.1548, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 49,448,413 IRR

2019 Average 31,811,536 IRR

Yearly Trough Low 29,461,803 IRR

Transaction Impact: A difference of 19,986,610.05 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6873.4316

5949.7417

JanuMarcMayJulySeptNove

HRK to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6159.8104, compared to 6612.2614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 452.4510 points.

H1 Avg (Jan–Jun) 6159.8104

H2 Avg (Jul–Dec) 6612.2614

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 3631.5162 IRR (High: 9889.6826 / Low: 6258.1664). On the other end, January was the most stable month, with a tight range of 108.2171 IRR (High: 6342.0237 / Low: 6233.8066).

July Spread (Volatile) ±3631.5162

January Spread (Stable) ±108.2171

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 128.8825 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -128.8825

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 6525.3958) against the same month in 2019 (average: 6388.9383), the exchange rate shifted by +136.4574 (+2.14%).

2020 Avg (July) 6525.3958

2019 Avg (July) 6388.9383

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6342.0237	6233.8066	6280.8016
February	6280.2725	6095.8131	6167.2840
March	6398.8389	5892.3606	6155.5983
April	6084.9324	5961.8543	6026.7159
May	6159.1379	6008.4765	6067.0163
June	6322.5467	6172.2803	6261.4463
July	9889.6826	6258.1664	6525.3958
August	6700.5985	6589.8186	6635.0520
September	6669.9933	6486.4550	6579.8474
October	6590.3801	6479.2064	6541.3962
November	6666.2023	6474.1136	6595.4195
December	6859.7263	6730.1947	6796.4575