2020 HRK to JOD Historical Review

YEARLY HIGH

0.1155 JOD

YEARLY LOW

0.0992 JOD

YEARLY AVERAGE

0.1074 JOD

2020 HRK to JOD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to JOD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.1155. Conversely, the yearly low was recorded on March 19, dropping to 0.0992.

This high-to-low spread represents a total annual volatility of 0.0163 JOD. From a start-to-finish perspective, comparing the January average rate of 0.1058 to the December average rate of 0.1144, the exchange rate registered a net change of 8.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1155 was up 4.63% compared to the 2019 peak of 0.1104, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 578 JOD

2019 Average 535 JOD

Yearly Trough Low 496 JOD

Transaction Impact: A difference of 81.45 JOD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1157

0.1002

JanuMarcMayJulySeptNove

HRK to JOD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1037, compared to 0.1110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.1037

H2 Avg (Jul–Dec) 0.1110

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0085 JOD (High: 0.1077 / Low: 0.0992). On the other end, January was the most stable month, with a tight range of 0.0018 JOD (High: 0.1068 / Low: 0.1050).

March Spread (Volatile) ±0.0085

January Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0021 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1144) against the same month in 2019 (average: 0.1059), the exchange rate shifted by +0.0086 (+8.08%).

2020 Avg (December) 0.1144

2019 Avg (December) 0.1059

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1068	0.1050	0.1058
February	0.1056	0.1026	0.1038
March	0.1077	0.0992	0.1036
April	0.1025	0.1004	0.1015
May	0.1037	0.1011	0.1021
June	0.1065	0.1039	0.1054
July	0.1124	0.1054	0.1079
August	0.1128	0.1110	0.1117
September	0.1123	0.1092	0.1108
October	0.1110	0.1091	0.1101
November	0.1122	0.1090	0.1110
December	0.1155	0.1133	0.1144