YEARLY HIGH
8.3388 KGS
YEARLY LOW
7.2878 KGS
YEARLY AVERAGE
7.9842 KGS

2012 HRK to KGS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to KGS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 8.3388. Conversely, the yearly low was recorded on July 29, dropping to 7.2878.

This high-to-low spread represents a total annual volatility of 1.0510 KGS. From a start-to-finish perspective, comparing the January average rate of 7.9695 to the December average rate of 8.2548, the exchange rate registered a net change of 3.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 8.3388 was down 11.56% compared to the 2011 peak of 9.4285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 41,694 KGS
2011 Average 43,156 KGS
Yearly Trough Low 36,439 KGS
Transaction Impact: A difference of 5,255.00 KGS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

8.3349
7.3729
JanuMarcMayJulySeptNove

HRK to KGS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.0572, compared to 7.9111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1461 points.

H1 Avg (Jan–Jun) 8.0572
H2 Avg (Jul–Dec) 7.9111

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.7950 KGS (High: 8.3005 / Low: 7.5055). On the other end, April was the most stable month, with a tight range of 0.1320 KGS (High: 8.2796 / Low: 8.1476).

September Spread (Volatile) ±0.7950
April Spread (Stable) ±0.1320

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2169 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2169

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 8.2548) against the same month in 2011 (average: 8.1740), the exchange rate shifted by +0.0807 (+0.99%).

2012 Avg (December) 8.2548
2011 Avg (December) 8.1740

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.1312 7.8424 7.9695
February 8.3238 7.9935 8.1583
March 8.2816 8.0644 8.1738
April 8.2796 8.1476 8.2132
May 8.2706 7.6866 7.9963
June 7.9272 7.6752 7.8324
July 7.9205 7.2878 7.6415
August 7.5393 7.3579 7.4531
September 8.3005 7.5055 7.9406
October 8.2210 8.0624 8.1352
November 8.1445 7.9696 8.0415
December 8.3388 8.1414 8.2548