2016 HRK to LTL Historical Review

YEARLY HIGH

0.4611 LTL

YEARLY LOW

0.4359 LTL

YEARLY AVERAGE

0.4535 LTL

2016 HRK to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 17, valuing the pair at 0.4611. Conversely, the yearly low was recorded on January 22, dropping to 0.4359.

This high-to-low spread represents a total annual volatility of 0.0252 LTL. From a start-to-finish perspective, comparing the January average rate of 0.4414 to the December average rate of 0.4582, the exchange rate registered a net change of 3.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.4611 was up 0.32% compared to the 2015 peak of 0.4596, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,305 LTL

2015 Average 2,204 LTL

Yearly Trough Low 2,179 LTL

Transaction Impact: A difference of 126.14 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.4598

0.4397

JanuMarcMayJulySeptNove

HRK to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4513, compared to 0.4558 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.4513

H2 Avg (Jul–Dec) 0.4558

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0151 LTL (High: 0.4598 / Low: 0.4447). On the other end, July was the most stable month, with a tight range of 0.0043 LTL (High: 0.4589 / Low: 0.4546).

November Spread (Volatile) ±0.0151

July Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0025 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 0.4575) against the same month in 2015 (average: 0.4518), the exchange rate shifted by +0.0057 (+1.26%).

2016 Avg (August) 0.4575

2015 Avg (August) 0.4518

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4443	0.4359	0.4414
February	0.4515	0.4420	0.4461
March	0.4581	0.4444	0.4516
April	0.4597	0.4551	0.4574
May	0.4610	0.4521	0.4563
June	0.4604	0.4496	0.4550
July	0.4589	0.4546	0.4560
August	0.4611	0.4539	0.4575
September	0.4590	0.4525	0.4550
October	0.4548	0.4487	0.4528
November	0.4598	0.4447	0.4550
December	0.4606	0.4558	0.4582