YEARLY HIGH
1.2804 MOP
YEARLY LOW
1.2168 MOP
YEARLY AVERAGE
1.2438 MOP

2026 HRK to MOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to MOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1.2804. Conversely, the yearly low was recorded on June 25, dropping to 1.2168.

This high-to-low spread represents a total annual volatility of 0.0636 MOP. From a start-to-finish perspective, comparing the January average rate of 1.2504 to the December average rate of 1.2239, the exchange rate registered a net change of -2.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2804 was up 1.05% compared to the 2025 peak of 1.2671, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,402 MOP
2025 Average 6,023 MOP
Yearly Trough Low 6,084 MOP
Transaction Impact: A difference of 318.05 MOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.2668
1.2200
JanuMarcMayJuly

HRK to MOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2471, compared to 1.2239 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0232 points.

H1 Avg (Jan–Jun) 1.2471
H2 Avg (Jul–Dec) 1.2239

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0437 MOP (High: 1.2804 / Low: 1.2367). On the other end, July was the most stable month, with a tight range of 0.0102 MOP (High: 1.2295 / Low: 1.2193).

January Spread (Volatile) ±0.0437
July Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0269 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.2504) against the same month in 2025 (average: 1.1012), the exchange rate shifted by +0.1493 (+13.55%).

2026 Avg (January) 1.2504
2025 Avg (January) 1.1012

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2804 1.2367 1.2504
February 1.2748 1.2560 1.2629
March 1.2559 1.2214 1.2360
April 1.2647 1.2305 1.2516
May 1.2556 1.2452 1.2488
June 1.2475 1.2168 1.2331
July 1.2295 1.2193 1.2239