2025 HRK to MWK Historical Review

YEARLY HIGH

273.4426 MWK

YEARLY LOW

235.7560 MWK

YEARLY AVERAGE

260.1259 MWK

2025 HRK to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 273.4426. Conversely, the yearly low was recorded on January 10, dropping to 235.7560.

This high-to-low spread represents a total annual volatility of 37.6866 MWK. From a start-to-finish perspective, comparing the January average rate of 238.2344 to the December average rate of 269.7018, the exchange rate registered a net change of 13.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 273.4426 was up 6.06% compared to the 2024 peak of 257.8143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,367,213 MWK

2024 Average 1,236,898 MWK

Yearly Trough Low 1,178,780 MWK

Transaction Impact: A difference of 188,432.90 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

273.2910

235.0474

JanuMarcMayJulySeptNove

HRK to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 251.7415, compared to 268.5103 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 16.7687 points.

H1 Avg (Jan–Jun) 251.7415

H2 Avg (Jul–Dec) 268.5103

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 16.6419 MWK (High: 265.2555 / Low: 248.6136). On the other end, November was the most stable month, with a tight range of 3.3325 MWK (High: 267.8560 / Low: 264.5236).

April Spread (Volatile) ±16.6419

November Spread (Stable) ±3.3325

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.0734 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -2.0734

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 270.1040) against the same month in 2024 (average: 255.7938), the exchange rate shifted by +14.3103 (+5.59%).

2025 Avg (September) 270.1040

2024 Avg (September) 255.7938

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	241.9581	235.7560	238.2344
February	241.9495	237.3372	239.8236
March	251.8059	238.9175	248.3613
April	265.2555	248.6136	258.6821
May	262.1122	254.8996	259.7810
June	271.4000	261.1585	265.5668
July	271.8602	262.9807	269.0663
August	269.7970	263.4611	268.0782
September	273.4426	268.0104	270.1040
October	270.6447	265.8809	268.0923
November	267.8560	264.5236	266.0189
December	271.3737	267.4175	269.7018