YEARLY HIGH
3.5888 MXN
YEARLY LOW
2.6944 MXN
YEARLY AVERAGE
3.2488 MXN

2020 HRK to MXN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to MXN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 3, valuing the pair at 3.5888. Conversely, the yearly low was recorded on February 19, dropping to 2.6944.

This high-to-low spread represents a total annual volatility of 0.8944 MXN. From a start-to-finish perspective, comparing the January average rate of 2.8049 to the December average rate of 3.2202, the exchange rate registered a net change of 14.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.5888 was up 18.10% compared to the 2019 peak of 3.0387, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,944 MXN
2019 Average 14,524 MXN
Yearly Trough Low 13,472 MXN
Transaction Impact: A difference of 4,471.78 MXN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.5643
2.6874
JanuMarcMayJulySeptNove

HRK to MXN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1652, compared to 3.3325 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1673 points.

H1 Avg (Jan–Jun) 3.1652
H2 Avg (Jul–Dec) 3.3325

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6936 MXN (High: 3.5838 / Low: 2.8902). On the other end, January was the most stable month, with a tight range of 0.0807 MXN (High: 2.8489 / Low: 2.7682).

March Spread (Volatile) ±0.6936
January Spread (Stable) ±0.0807

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1114 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 3.3787) against the same month in 2019 (average: 2.8838), the exchange rate shifted by +0.4949 (+17.16%).

2020 Avg (May) 3.3787
2019 Avg (May) 2.8838

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.8489 2.7682 2.8049
February 2.8950 2.6944 2.7605
March 3.5838 2.8902 3.2590
April 3.5825 3.3456 3.4662
May 3.5888 3.2157 3.3787
June 3.4244 3.2062 3.3218
July 3.5279 3.3319 3.4089
August 3.5782 3.4346 3.4913
September 3.4834 3.2823 3.3799
October 3.3928 3.2602 3.3005
November 3.2866 3.1479 3.1943
December 3.2674 3.1777 3.2202