2015 HRK to PHP Historical Review

YEARLY HIGH

7.1463 PHP

YEARLY LOW

6.1005 PHP

YEARLY AVERAGE

6.6385 PHP

2015 HRK to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 7.1463. Conversely, the yearly low was recorded on March 15, dropping to 6.1005.

This high-to-low spread represents a total annual volatility of 1.0458 PHP. From a start-to-finish perspective, comparing the January average rate of 6.7467 to the December average rate of 6.7355, the exchange rate registered a net change of -0.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 7.1463 was down 12.35% compared to the 2014 peak of 8.1536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 35,732 PHP

2014 Average 38,634 PHP

Yearly Trough Low 30,503 PHP

Transaction Impact: A difference of 5,229.22 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

6.9845

6.2459

JanuMarcMayJulySeptNove

HRK to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.5250, compared to 6.7520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2270 points.

H1 Avg (Jan–Jun) 6.5250

H2 Avg (Jul–Dec) 6.7520

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.6296 PHP (High: 7.0402 / Low: 6.4106). On the other end, February was the most stable month, with a tight range of 0.1319 PHP (High: 6.5626 / Low: 6.4307).

January Spread (Volatile) ±0.6296

February Spread (Stable) ±0.1319

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2336 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2336

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 6.8136) against the same month in 2014 (average: 7.6418), the exchange rate shifted by -0.8282 (-10.84%).

2015 Avg (August) 6.8136

2014 Avg (August) 7.6418

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	7.0402	6.4106	6.7467
February	6.5626	6.4307	6.5131
March	6.4386	6.1005	6.3074
April	6.5729	6.2366	6.3140
May	6.7571	6.4426	6.5880
June	6.7564	6.4355	6.6808
July	6.6395	6.4554	6.5703
August	7.1463	6.5673	6.8136
September	7.0280	6.8293	6.9230
October	6.9102	6.7273	6.8227
November	6.8003	6.5334	6.6467
December	6.8343	6.5571	6.7355