2026 HRK to TMT Historical Review

YEARLY HIGH

0.5454 TMT

YEARLY LOW

0.1515 TMT

YEARLY AVERAGE

0.3528 TMT

2026 HRK to TMT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to TMT exchange rate experienced significant fluctuation. The market reached its absolute peak on April 27, valuing the pair at 0.5454. Conversely, the yearly low was recorded on March 14, dropping to 0.1515.

This high-to-low spread represents a total annual volatility of 0.3939 TMT. From a start-to-finish perspective, comparing the January average rate of 0.1557 to the December average rate of 0.5372, the exchange rate registered a net change of 244.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5454 was up 246.17% compared to the 2025 peak of 0.1576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,727 TMT

2025 Average 750 TMT

Yearly Trough Low 758 TMT

Transaction Impact: A difference of 1,969.44 TMT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5812

0.1145

JanuMarcMayJuly

HRK to TMT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2924, compared to 0.5342 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2419 points.

H1 Avg (Jan–Jun) 0.2924

H2 Avg (Jul–Dec) 0.5342

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.3926 TMT (High: 0.5454 / Low: 0.1528). On the other end, August was the most stable month, with a tight range of 0.0001 TMT (High: 0.5373 / Low: 0.5372).

April Spread (Volatile) ±0.3926

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0071 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0071

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.2107) against the same month in 2025 (average: 0.1492), the exchange rate shifted by +0.0615 (+41.25%).

2026 Avg (April) 0.2107

2025 Avg (April) 0.1492

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1595	0.1539	0.1557
February	0.1580	0.1562	0.1569
March	0.1561	0.1515	0.1534
April	0.5454	0.1528	0.2107
May	0.5453	0.5407	0.5423
June	0.5419	0.5279	0.5352
July	0.5363	0.5282	0.5313
August	0.5373	0.5372	0.5372