2026 HRK to ZWL Historical Review

YEARLY HIGH

50.1062 ZWL

YEARLY LOW

0.1515 ZWL

YEARLY AVERAGE

25.6040 ZWL

2026 HRK to ZWL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to ZWL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 27, valuing the pair at 50.1062. Conversely, the yearly low was recorded on March 14, dropping to 0.1515.

This high-to-low spread represents a total annual volatility of 49.9547 ZWL. From a start-to-finish perspective, comparing the January average rate of 0.1557 to the December average rate of 49.2786, the exchange rate registered a net change of 31541.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 50.1062 was up 31701.78% compared to the 2025 peak of 0.1576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 250,531 ZWL

2025 Average 750 ZWL

Yearly Trough Low 758 ZWL

Transaction Impact: A difference of 249,773.52 ZWL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

54.7924

-4.8138

JanuMarcMayJuly

HRK to ZWL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.7920, compared to 49.0401 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 31.2480 points.

H1 Avg (Jan–Jun) 17.7920

H2 Avg (Jul–Dec) 49.0401

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 49.9535 ZWL (High: 50.1062 / Low: 0.1528). On the other end, February was the most stable month, with a tight range of 0.0018 ZWL (High: 0.1580 / Low: 0.1562).

April Spread (Volatile) ±49.9535

February Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.6449 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6449

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 7.2807) against the same month in 2025 (average: 0.1492), the exchange rate shifted by +7.1315 (+4779.98%).

2026 Avg (April) 7.2807

2025 Avg (April) 0.1492

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1595	0.1539	0.1557
February	0.1580	0.1562	0.1569
March	0.1561	0.1515	0.1534
April	50.1062	0.1528	7.2807
May	50.0929	49.6878	49.8252
June	49.7612	48.5349	49.1803
July	49.1955	48.5940	48.8015
August	49.3325	49.2219	49.2786