2020 HTG to AED Historical Review

YEARLY HIGH

0.0589 AED

YEARLY LOW

0.0325 AED

YEARLY AVERAGE

0.0407 AED

2020 HTG to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.0589. Conversely, the yearly low was recorded on September 5, dropping to 0.0325.

This high-to-low spread represents a total annual volatility of 0.0264 AED. From a start-to-finish perspective, comparing the January average rate of 0.0374 to the December average rate of 0.0526, the exchange rate registered a net change of 40.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0589 was up 23.71% compared to the 2019 peak of 0.0476, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 295 AED

2019 Average 204 AED

Yearly Trough Low 162 AED

Transaction Impact: A difference of 132.23 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0604

0.0303

JanuMarcMayJulySeptNove

HTG to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0368, compared to 0.0446 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 0.0368

H2 Avg (Jul–Dec) 0.0446

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0055 AED (High: 0.0560 / Low: 0.0505). On the other end, August was the most stable month, with a tight range of 0.0006 AED (High: 0.0332 / Low: 0.0326).

December Spread (Volatile) ±0.0055

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0047 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0579) against the same month in 2019 (average: 0.0382), the exchange rate shifted by +0.0197 (+51.44%).

2020 Avg (October) 0.0579

2019 Avg (October) 0.0382

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0387	0.0370	0.0374
February	0.0416	0.0364	0.0377
March	0.0416	0.0385	0.0390
April	0.0391	0.0375	0.0381
May	0.0351	0.0339	0.0345
June	0.0344	0.0334	0.0340
July	0.0336	0.0329	0.0333
August	0.0332	0.0326	0.0328
September	0.0349	0.0325	0.0340
October	0.0589	0.0546	0.0579
November	0.0585	0.0555	0.0572
December	0.0560	0.0505	0.0526