2020 HTG to BZD Historical Review

YEARLY HIGH

0.0323 BZD

YEARLY LOW

0.0178 BZD

YEARLY AVERAGE

0.0223 BZD

2020 HTG to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.0323. Conversely, the yearly low was recorded on September 6, dropping to 0.0178.

This high-to-low spread represents a total annual volatility of 0.0145 BZD. From a start-to-finish perspective, comparing the January average rate of 0.0205 to the December average rate of 0.0289, the exchange rate registered a net change of 40.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0323 was up 23.73% compared to the 2019 peak of 0.0261, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 162 BZD

2019 Average 112 BZD

Yearly Trough Low 89 BZD

Transaction Impact: A difference of 72.61 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0331

0.0166

JanuMarcMayJulySeptNove

HTG to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0202, compared to 0.0245 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.0202

H2 Avg (Jul–Dec) 0.0245

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0030 BZD (High: 0.0307 / Low: 0.0277). On the other end, July was the most stable month, with a tight range of 0.0003 BZD (High: 0.0184 / Low: 0.0181).

December Spread (Volatile) ±0.0030

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0026 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0318) against the same month in 2019 (average: 0.0210), the exchange rate shifted by +0.0108 (+51.51%).

2020 Avg (October) 0.0318

2019 Avg (October) 0.0210

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0212	0.0203	0.0205
February	0.0228	0.0200	0.0207
March	0.0228	0.0211	0.0214
April	0.0213	0.0206	0.0209
May	0.0193	0.0186	0.0190
June	0.0189	0.0183	0.0186
July	0.0184	0.0181	0.0183
August	0.0182	0.0179	0.0180
September	0.0192	0.0178	0.0187
October	0.0323	0.0299	0.0318
November	0.0321	0.0305	0.0314
December	0.0307	0.0277	0.0289