YEARLY HIGH
9.7287 CRC
YEARLY LOW
5.2204 CRC
YEARLY AVERAGE
6.5035 CRC

2020 HTG to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 9.7287. Conversely, the yearly low was recorded on July 29, dropping to 5.2204.

This high-to-low spread represents a total annual volatility of 4.5083 CRC. From a start-to-finish perspective, comparing the January average rate of 5.7873 to the December average rate of 8.6626, the exchange rate registered a net change of 49.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.7287 was up 23.74% compared to the 2019 peak of 7.8622, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 48,643 CRC
2019 Average 32,727 CRC
Yearly Trough Low 26,102 CRC
Transaction Impact: A difference of 22,541.38 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.9338
4.8583
JanuMarcMayJulySeptNove

HTG to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7124, compared to 7.2946 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5822 points.

H1 Avg (Jan–Jun) 5.7124
H2 Avg (Jul–Dec) 7.2946

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.8749 CRC (High: 9.2094 / Low: 8.3345). On the other end, August was the most stable month, with a tight range of 0.0797 CRC (High: 5.3292 / Low: 5.2495).

December Spread (Volatile) ±0.8749
August Spread (Stable) ±0.0797

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.8235 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.8235

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 9.4861) against the same month in 2019 (average: 5.9449), the exchange rate shifted by +3.5412 (+59.57%).

2020 Avg (November) 9.4861
2019 Avg (November) 5.9449

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.0074 5.6803 5.7873
February 6.4465 5.6528 5.8363
March 6.4465 5.9152 6.0538
April 6.0905 5.7909 5.9151
May 5.4286 5.2342 5.3493
June 5.4123 5.2670 5.3324
July 5.3261 5.2204 5.2813
August 5.3292 5.2495 5.2939
September 5.7366 5.2694 5.5327
October 9.6706 8.9610 9.5108
November 9.7287 9.1111 9.4861
December 9.2094 8.3345 8.6626