2020 HTG to DZD Historical Review

YEARLY HIGH

2.0670 DZD

YEARLY LOW

1.1344 DZD

YEARLY AVERAGE

1.4069 DZD

2020 HTG to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 2.0670. Conversely, the yearly low was recorded on September 6, dropping to 1.1344.

This high-to-low spread represents a total annual volatility of 0.9326 DZD. From a start-to-finish perspective, comparing the January average rate of 1.2177 to the December average rate of 1.8796, the exchange rate registered a net change of 54.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.0670 was up 34.45% compared to the 2019 peak of 1.5373, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 10,335 DZD

2019 Average 6,645 DZD

Yearly Trough Low 5,672 DZD

Transaction Impact: A difference of 4,662.85 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1194

1.0578

JanuMarcMayJulySeptNove

HTG to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2439, compared to 1.5700 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3261 points.

H1 Avg (Jan–Jun) 1.2439

H2 Avg (Jul–Dec) 1.5700

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.1604 DZD (High: 1.3575 / Low: 1.1971). On the other end, August was the most stable month, with a tight range of 0.0217 DZD (High: 1.1616 / Low: 1.1400).

February Spread (Volatile) ±0.1604

August Spread (Stable) ±0.0217

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1264 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1264

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 2.0309) against the same month in 2019 (average: 1.2477), the exchange rate shifted by +0.7832 (+62.77%).

2020 Avg (October) 2.0309

2019 Avg (October) 1.2477

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2547	1.2066	1.2177
February	1.3575	1.1971	1.2352
March	1.3575	1.2618	1.2883
April	1.3477	1.3077	1.3209
May	1.2258	1.1870	1.2100
June	1.2041	1.1726	1.1912
July	1.1801	1.1448	1.1649
August	1.1616	1.1400	1.1462
September	1.2273	1.1344	1.1924
October	2.0670	1.9169	2.0309
November	2.0533	1.9472	2.0060
December	1.9685	1.8184	1.8796