2021 HTG to EUR Historical Review

YEARLY HIGH

0.0116 EUR

YEARLY LOW

0.0085 EUR

YEARLY AVERAGE

0.0095 EUR

2021 HTG to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.0116. Conversely, the yearly low was recorded on October 28, dropping to 0.0085.

This high-to-low spread represents a total annual volatility of 0.0031 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0113 to the December average rate of 0.0088, the exchange rate registered a net change of -21.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0116 was down 15.13% compared to the 2020 peak of 0.0136, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 58 EUR

2020 Average 48 EUR

Yearly Trough Low 42 EUR

Transaction Impact: A difference of 15.37 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0115

0.0084

JanuMarcMayJulySeptNove

HTG to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0103, compared to 0.0088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0103

H2 Avg (Jul–Dec) 0.0088

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0010 EUR (High: 0.0107 / Low: 0.0096). On the other end, November was the most stable month, with a tight range of 0.0003 EUR (High: 0.0090 / Low: 0.0087).

April Spread (Volatile) ±0.0010

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0008 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.0112) against the same month in 2020 (average: 0.0094), the exchange rate shifted by +0.0018 (+19.41%).

2021 Avg (February) 0.0112

2020 Avg (February) 0.0094

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0115	0.0111	0.0113
February	0.0116	0.0108	0.0112
March	0.0112	0.0106	0.0107
April	0.0107	0.0096	0.0102
May	0.0097	0.0089	0.0093
June	0.0092	0.0089	0.0090
July	0.0093	0.0088	0.0090
August	0.0090	0.0085	0.0087
September	0.0089	0.0085	0.0087
October	0.0088	0.0085	0.0087
November	0.0090	0.0087	0.0089
December	0.0090	0.0086	0.0088