2020 HTG to FJD Historical Review

YEARLY HIGH

0.0344 FJD

YEARLY LOW

0.0187 FJD

YEARLY AVERAGE

0.0240 FJD

2020 HTG to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.0344. Conversely, the yearly low was recorded on September 6, dropping to 0.0187.

This high-to-low spread represents a total annual volatility of 0.0157 FJD. From a start-to-finish perspective, comparing the January average rate of 0.0221 to the December average rate of 0.0294, the exchange rate registered a net change of 33.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0344 was up 23.69% compared to the 2019 peak of 0.0278, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 172 FJD

2019 Average 120 FJD

Yearly Trough Low 93 FJD

Transaction Impact: A difference of 78.42 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0351

0.0175

JanuMarcMayJulySeptNove

HTG to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0223, compared to 0.0257 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 0.0223

H2 Avg (Jul–Dec) 0.0257

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0035 FJD (High: 0.0315 / Low: 0.0281). On the other end, August was the most stable month, with a tight range of 0.0005 FJD (High: 0.0193 / Low: 0.0188).

December Spread (Volatile) ±0.0035

August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0033 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0336) against the same month in 2019 (average: 0.0228), the exchange rate shifted by +0.0108 (+47.26%).

2020 Avg (October) 0.0336

2019 Avg (October) 0.0228

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0226	0.0218	0.0221
February	0.0251	0.0218	0.0226
March	0.0251	0.0234	0.0241
April	0.0243	0.0227	0.0236
May	0.0214	0.0207	0.0211
June	0.0205	0.0198	0.0201
July	0.0198	0.0190	0.0195
August	0.0193	0.0188	0.0190
September	0.0204	0.0187	0.0197
October	0.0344	0.0316	0.0336
November	0.0338	0.0314	0.0328
December	0.0315	0.0281	0.0294