2014 HTG to GEL Historical Review

YEARLY HIGH

0.0451 GEL

YEARLY LOW

0.0379 GEL

YEARLY AVERAGE

0.0396 GEL

2014 HTG to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0451. Conversely, the yearly low was recorded on December 29, dropping to 0.0379.

This high-to-low spread represents a total annual volatility of 0.0072 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0411 to the December average rate of 0.0383, the exchange rate registered a net change of -6.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0451 was up 1.11% compared to the 2013 peak of 0.0446, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 226 GEL

2013 Average 196 GEL

Yearly Trough Low 189 GEL

Transaction Impact: A difference of 36.18 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0440

0.0378

JanuMarcMayJulySeptNove

HTG to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0403, compared to 0.0389 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0403

H2 Avg (Jul–Dec) 0.0389

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0052 GEL (High: 0.0451 / Low: 0.0399). On the other end, April was the most stable month, with a tight range of 0.0004 GEL (High: 0.0396 / Low: 0.0392).

February Spread (Volatile) ±0.0052

April Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0039 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.0435) against the same month in 2013 (average: 0.0389), the exchange rate shifted by +0.0046 (+11.78%).

2014 Avg (February) 0.0435

2013 Avg (February) 0.0389

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0428	0.0400	0.0411
February	0.0451	0.0399	0.0435
March	0.0403	0.0383	0.0396
April	0.0396	0.0392	0.0394
May	0.0394	0.0390	0.0392
June	0.0395	0.0390	0.0392
July	0.0395	0.0389	0.0392
August	0.0392	0.0384	0.0388
September	0.0394	0.0389	0.0391
October	0.0397	0.0389	0.0392
November	0.0391	0.0380	0.0385
December	0.0394	0.0379	0.0383