2020 HTG to GMD Historical Review

YEARLY HIGH

0.8303 GMD

YEARLY LOW

0.4581 GMD

YEARLY AVERAGE

0.5708 GMD

2020 HTG to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.8303. Conversely, the yearly low was recorded on September 6, dropping to 0.4581.

This high-to-low spread represents a total annual volatility of 0.3722 GMD. From a start-to-finish perspective, comparing the January average rate of 0.5211 to the December average rate of 0.7408, the exchange rate registered a net change of 42.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8303 was up 29.72% compared to the 2019 peak of 0.6401, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 4,152 GMD

2019 Average 2,787 GMD

Yearly Trough Low 2,290 GMD

Transaction Impact: A difference of 1,861.10 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8510

0.4276

JanuMarcMayJulySeptNove

HTG to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5124, compared to 0.6292 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1168 points.

H1 Avg (Jan–Jun) 0.5124

H2 Avg (Jul–Dec) 0.6292

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0778 GMD (High: 0.7893 / Low: 0.7115). On the other end, August was the most stable month, with a tight range of 0.0079 GMD (High: 0.4683 / Low: 0.4605).

December Spread (Volatile) ±0.0778

August Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0659 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0659

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.8157) against the same month in 2019 (average: 0.5280), the exchange rate shifted by +0.2877 (+54.48%).

2020 Avg (October) 0.8157

2019 Avg (October) 0.5280

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5393	0.5143	0.5211
February	0.5776	0.5060	0.5232
March	0.5776	0.5338	0.5405
April	0.5427	0.5213	0.5290
May	0.4884	0.4717	0.4830
June	0.4828	0.4698	0.4774
July	0.4727	0.4644	0.4696
August	0.4683	0.4605	0.4629
September	0.4917	0.4581	0.4793
October	0.8303	0.7692	0.8157
November	0.8245	0.7827	0.8066
December	0.7893	0.7115	0.7408