2020 HTG to GNF Historical Review

YEARLY HIGH

157.1334 GNF

YEARLY LOW

85.1287 GNF

YEARLY AVERAGE

106.8842 GNF

2020 HTG to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 157.1334. Conversely, the yearly low was recorded on September 5, dropping to 85.1287.

This high-to-low spread represents a total annual volatility of 72.0047 GNF. From a start-to-finish perspective, comparing the January average rate of 96.5755 to the December average rate of 142.2992, the exchange rate registered a net change of 47.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 157.1334 was up 32.41% compared to the 2019 peak of 118.6706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 785,667 GNF

2019 Average 513,599 GNF

Yearly Trough Low 425,643 GNF

Transaction Impact: A difference of 360,023.63 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

160.9495

79.3609

JanuMarcMayJulySeptNove

HTG to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 95.0404, compared to 118.7280 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 23.6876 points.

H1 Avg (Jan–Jun) 95.0404

H2 Avg (Jul–Dec) 118.7280

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 13.3237 GNF (High: 106.7781 / Low: 93.4544). On the other end, August was the most stable month, with a tight range of 1.4699 GNF (High: 87.0534 / Low: 85.5836).

February Spread (Volatile) ±13.3237

August Spread (Stable) ±1.4699

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 10.2785 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -10.2785

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 154.1504) against the same month in 2019 (average: 96.1871), the exchange rate shifted by +57.9633 (+60.26%).

2020 Avg (October) 154.1504

2019 Avg (October) 96.1871

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	100.4664	94.7279	96.5755
February	106.7781	93.4544	97.1033
March	106.7781	98.9981	100.5940
April	100.5990	96.6591	98.4845
May	90.5570	86.8574	89.1008
June	89.0316	87.5123	88.3846
July	88.0668	86.3873	87.3468
August	87.0534	85.5836	86.1600
September	92.9108	85.1287	89.8337
October	157.1334	145.2316	154.1504
November	155.6712	148.6140	152.5778
December	149.6985	137.2595	142.2992