YEARLY HIGH
4.1273 HUF
YEARLY LOW
2.9746 HUF
YEARLY AVERAGE
3.4211 HUF

2021 HTG to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 4.1273. Conversely, the yearly low was recorded on August 25, dropping to 2.9746.

This high-to-low spread represents a total annual volatility of 1.1528 HUF. From a start-to-finish perspective, comparing the January average rate of 4.0482 to the December average rate of 3.2290, the exchange rate registered a net change of -20.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.1273 was down 17.56% compared to the 2020 peak of 5.0065, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 20,637 HUF
2020 Average 17,044 HUF
Yearly Trough Low 14,873 HUF
Transaction Impact: A difference of 5,763.88 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.1481
2.9494
JanuMarcMayJulySeptNove

HTG to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6888, compared to 3.1534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5353 points.

H1 Avg (Jan–Jun) 3.6888
H2 Avg (Jul–Dec) 3.1534

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.3813 HUF (High: 3.8497 / Low: 3.4684). On the other end, December was the most stable month, with a tight range of 0.0909 HUF (High: 3.2782 / Low: 3.1873).

April Spread (Volatile) ±0.3813
December Spread (Stable) ±0.0909

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3701 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3701

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.0482) against the same month in 2020 (average: 3.0635), the exchange rate shifted by +0.9847 (+32.14%).

2021 Avg (January) 4.0482
2020 Avg (January) 3.0635

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1273 3.9934 4.0482
February 4.1106 3.8826 4.0200
March 4.1164 3.8401 3.9322
April 3.8497 3.4684 3.6723
May 3.4912 3.1154 3.3023
June 3.2424 3.0624 3.1575
July 3.2697 3.1329 3.1984
August 3.2164 2.9746 3.0742
September 3.1693 2.9754 3.0493
October 3.1947 3.0646 3.1306
November 3.3256 3.1426 3.2391
December 3.2782 3.1873 3.2290