2020 HTG to IQD Historical Review

YEARLY HIGH

20.3323 IQD

YEARLY LOW

10.5297 IQD

YEARLY AVERAGE

13.2875 IQD

2020 HTG to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 20.3323. Conversely, the yearly low was recorded on September 6, dropping to 10.5297.

This high-to-low spread represents a total annual volatility of 9.8026 IQD. From a start-to-finish perspective, comparing the January average rate of 12.1378 to the December average rate of 18.0225, the exchange rate registered a net change of 48.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.3323 was up 31.61% compared to the 2019 peak of 15.4484, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 101,662 IQD

2019 Average 66,312 IQD

Yearly Trough Low 52,648 IQD

Transaction Impact: A difference of 49,013.18 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

19.5958

9.8472

JanuMarcMayJulySeptNove

HTG to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9284, compared to 14.6467 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.7183 points.

H1 Avg (Jan–Jun) 11.9284

H2 Avg (Jul–Dec) 14.6467

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 3.9378 IQD (High: 20.3323 / Low: 16.3945). On the other end, August was the most stable month, with a tight range of 0.1791 IQD (High: 10.7714 / Low: 10.5922).

December Spread (Volatile) ±3.9378

August Spread (Stable) ±0.1791

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.1587 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.1587

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 18.0225) against the same month in 2019 (average: 12.3723), the exchange rate shifted by +5.6503 (+45.67%).

2020 Avg (December) 18.0225

2019 Avg (December) 12.3723

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.5589	11.9762	12.1378
February	13.4675	11.7839	12.2175
March	13.4675	12.4890	12.6440
April	12.6645	12.1706	12.3552
May	11.3786	10.9743	11.1965
June	11.1461	10.8230	11.0191
July	10.9009	10.6974	10.8131
August	10.7714	10.5922	10.6596
September	11.3314	10.5297	11.0359
October	19.1308	17.7087	18.7834
November	18.9768	18.0239	18.5657
December	20.3323	16.3945	18.0225