YEARLY HIGH
4.1966 KZT
YEARLY LOW
3.7209 KZT
YEARLY AVERAGE
3.9814 KZT

2025 HTG to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 4.1966. Conversely, the yearly low was recorded on March 11, dropping to 3.7209.

This high-to-low spread represents a total annual volatility of 0.4757 KZT. From a start-to-finish perspective, comparing the January average rate of 4.0188 to the December average rate of 3.9122, the exchange rate registered a net change of -2.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.1966 was up 4.41% compared to the 2024 peak of 4.0194, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 20,983 KZT
2024 Average 17,794 KZT
Yearly Trough Low 18,604 KZT
Transaction Impact: A difference of 2,378.54 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.1706
3.7720
JanuMarcMayJulySeptNove

HTG to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9113, compared to 4.0515 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1402 points.

H1 Avg (Jan–Jun) 3.9113
H2 Avg (Jul–Dec) 4.0515

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.2238 KZT (High: 3.9956 / Low: 3.7718). On the other end, May was the most stable month, with a tight range of 0.0452 KZT (High: 3.9356 / Low: 3.8904).

February Spread (Volatile) ±0.2238
May Spread (Stable) ±0.0452

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1589 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1589

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 4.1374) against the same month in 2024 (average: 3.6427), the exchange rate shifted by +0.4946 (+13.58%).

2025 Avg (September) 4.1374
2024 Avg (September) 3.6427

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0668 3.9531 4.0188
February 3.9956 3.7718 3.8599
March 3.8866 3.7209 3.8052
April 4.0115 3.8305 3.9391
May 3.9356 3.8904 3.9135
June 3.9816 3.8753 3.9310
July 4.1558 3.9511 4.0345
August 4.1491 4.0869 4.1190
September 4.1966 4.0866 4.1374
October 4.1934 4.0398 4.1202
November 4.0480 3.9224 3.9856
December 3.9789 3.8333 3.9122