YEARLY HIGH
10.8537 MWK
YEARLY LOW
7.9324 MWK
YEARLY AVERAGE
9.0143 MWK

2021 HTG to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 10.8537. Conversely, the yearly low was recorded on December 26, dropping to 7.9324.

This high-to-low spread represents a total annual volatility of 2.9212 MWK. From a start-to-finish perspective, comparing the January average rate of 10.5982 to the December average rate of 8.1014, the exchange rate registered a net change of -23.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 10.8537 was down 10.35% compared to the 2020 peak of 12.1073, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 54,268 MWK
2020 Average 41,357 MWK
Yearly Trough Low 39,662 MWK
Transaction Impact: A difference of 14,606.23 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

10.8479
7.8518
JanuMarcMayJulySeptNove

HTG to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.7346, compared to 8.2940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4406 points.

H1 Avg (Jan–Jun) 9.7346
H2 Avg (Jul–Dec) 8.2940

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.6620 MWK (High: 9.3307 / Low: 8.6687). On the other end, November was the most stable month, with a tight range of 0.1322 MWK (High: 8.3168 / Low: 8.1846).

May Spread (Volatile) ±0.6620
November Spread (Stable) ±0.1322

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5906 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.5906

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 10.5982) against the same month in 2020 (average: 7.4965), the exchange rate shifted by +3.1018 (+41.38%).

2021 Avg (January) 10.5982
2020 Avg (January) 7.4965

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.8537 10.4381 10.5982
February 10.7623 10.2364 10.5515
March 10.3673 9.7730 10.0096
April 9.8663 9.2571 9.5804
May 9.3307 8.6687 8.9897
June 8.9109 8.5617 8.6782
July 8.7748 8.3926 8.5537
August 8.6950 8.1524 8.3542
September 8.4740 8.1512 8.2846
October 8.3577 8.0724 8.2109
November 8.3168 8.1846 8.2590
December 8.2793 7.9324 8.1014