2015 HTG to MYR Historical Review

YEARLY HIGH

0.0841 MYR

YEARLY LOW

0.0670 MYR

YEARLY AVERAGE

0.0769 MYR

2015 HTG to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 29, valuing the pair at 0.0841. Conversely, the yearly low was recorded on July 21, dropping to 0.0670.

This high-to-low spread represents a total annual volatility of 0.0171 MYR. From a start-to-finish perspective, comparing the January average rate of 0.0768 to the December average rate of 0.0758, the exchange rate registered a net change of -1.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0841 was down 0.89% compared to the 2014 peak of 0.0849, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 421 MYR

2014 Average 368 MYR

Yearly Trough Low 335 MYR

Transaction Impact: A difference of 85.40 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0826

0.0680

JanuMarcMayJulySeptNove

HTG to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0771, compared to 0.0768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0771

H2 Avg (Jul–Dec) 0.0768

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0135 MYR (High: 0.0811 / Low: 0.0676). On the other end, May was the most stable month, with a tight range of 0.0020 MYR (High: 0.0765 / Low: 0.0745).

August Spread (Volatile) ±0.0135

May Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0087 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0814) against the same month in 2014 (average: 0.0718), the exchange rate shifted by +0.0096 (+13.34%).

2015 Avg (September) 0.0814

2014 Avg (September) 0.0718

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0781	0.0752	0.0768
February	0.0783	0.0761	0.0772
March	0.0793	0.0772	0.0784
April	0.0779	0.0743	0.0765
May	0.0765	0.0745	0.0755
June	0.0786	0.0766	0.0780
July	0.0723	0.0670	0.0692
August	0.0811	0.0676	0.0758
September	0.0841	0.0794	0.0814
October	0.0834	0.0771	0.0795
November	0.0810	0.0763	0.0788
December	0.0769	0.0748	0.0758