2015 HTG to PHP Historical Review

YEARLY HIGH

0.9692 PHP

YEARLY LOW

0.7992 PHP

YEARLY AVERAGE

0.8999 PHP

2015 HTG to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.9692. Conversely, the yearly low was recorded on July 22, dropping to 0.7992.

This high-to-low spread represents a total annual volatility of 0.1700 PHP. From a start-to-finish perspective, comparing the January average rate of 0.9575 to the December average rate of 0.8363, the exchange rate registered a net change of -12.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9692 was down 15.69% compared to the 2014 peak of 1.1495, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 4,846 PHP

2014 Average 4,989 PHP

Yearly Trough Low 3,996 PHP

Transaction Impact: A difference of 849.98 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9707

0.8115

JanuMarcMayJulySeptNove

HTG to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9437, compared to 0.8561 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0876 points.

H1 Avg (Jan–Jun) 0.9437

H2 Avg (Jul–Dec) 0.8561

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0897 PHP (High: 0.8962 / Low: 0.8066). On the other end, April was the most stable month, with a tight range of 0.0103 PHP (High: 0.9401 / Low: 0.9298).

August Spread (Volatile) ±0.0897

April Spread (Stable) ±0.0103

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1139 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.9575) against the same month in 2014 (average: 1.0479), the exchange rate shifted by -0.0905 (-8.63%).

2015 Avg (January) 0.9575

2014 Avg (January) 1.0479

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9692	0.9452	0.9575
February	0.9546	0.9417	0.9487
March	0.9627	0.9425	0.9476
April	0.9401	0.9298	0.9347
May	0.9457	0.9284	0.9347
June	0.9480	0.9241	0.9388
July	0.8671	0.7992	0.8248
August	0.8962	0.8066	0.8655
September	0.8905	0.8727	0.8832
October	0.8828	0.8540	0.8660
November	0.8690	0.8478	0.8608
December	0.8455	0.8245	0.8363