2020 HTG to TND Historical Review

YEARLY HIGH

0.0441 TND

YEARLY LOW

0.0242 TND

YEARLY AVERAGE

0.0310 TND

2020 HTG to TND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to TND exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.0441. Conversely, the yearly low was recorded on August 9, dropping to 0.0242.

This high-to-low spread represents a total annual volatility of 0.0200 TND. From a start-to-finish perspective, comparing the January average rate of 0.0286 to the December average rate of 0.0387, the exchange rate registered a net change of 35.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0441 was up 13.97% compared to the 2019 peak of 0.0387, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 221 TND

2019 Average 163 TND

Yearly Trough Low 121 TND

Transaction Impact: A difference of 99.80 TND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0453

0.0225

JanuMarcMayJulySeptNove

HTG to TND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0286, compared to 0.0334 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0048 points.

H1 Avg (Jan–Jun) 0.0286

H2 Avg (Jul–Dec) 0.0334

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0044 TND (High: 0.0413 / Low: 0.0369). On the other end, June was the most stable month, with a tight range of 0.0007 TND (High: 0.0267 / Low: 0.0260).

December Spread (Volatile) ±0.0044

June Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0041 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0434) against the same month in 2019 (average: 0.0296), the exchange rate shifted by +0.0139 (+46.93%).

2020 Avg (October) 0.0434

2019 Avg (October) 0.0296

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0293	0.0283	0.0286
February	0.0322	0.0282	0.0292
March	0.0322	0.0297	0.0303
April	0.0308	0.0295	0.0301
May	0.0277	0.0267	0.0272
June	0.0267	0.0260	0.0264
July	0.0262	0.0246	0.0256
August	0.0249	0.0242	0.0244
September	0.0263	0.0242	0.0255
October	0.0441	0.0410	0.0434
November	0.0439	0.0413	0.0428
December	0.0413	0.0369	0.0387