2020 HTG to UAH Historical Review

YEARLY HIGH

0.4551 UAH

YEARLY LOW

0.2420 UAH

YEARLY AVERAGE

0.3004 UAH

2020 HTG to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.4551. Conversely, the yearly low was recorded on January 7, dropping to 0.2420.

This high-to-low spread represents a total annual volatility of 0.2131 UAH. From a start-to-finish perspective, comparing the January average rate of 0.2461 to the December average rate of 0.4032, the exchange rate registered a net change of 63.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4551 was up 25.10% compared to the 2019 peak of 0.3638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 2,275 UAH

2019 Average 1,442 UAH

Yearly Trough Low 1,210 UAH

Transaction Impact: A difference of 1,065.34 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4667

0.2258

JanuMarcMayJulySeptNove

HTG to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2601, compared to 0.3407 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0806 points.

H1 Avg (Jan–Jun) 0.2601

H2 Avg (Jul–Dec) 0.3407

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0442 UAH (High: 0.4335 / Low: 0.3893). On the other end, June was the most stable month, with a tight range of 0.0066 UAH (High: 0.2499 / Low: 0.2432).

December Spread (Volatile) ±0.0442

June Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0380 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0380

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.4466) against the same month in 2019 (average: 0.2583), the exchange rate shifted by +0.1884 (+72.93%).

2020 Avg (October) 0.4466

2019 Avg (October) 0.2583

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2521	0.2420	0.2461
February	0.2784	0.2423	0.2521
March	0.2989	0.2627	0.2813
April	0.2915	0.2757	0.2820
May	0.2575	0.2472	0.2520
June	0.2499	0.2432	0.2469
July	0.2521	0.2439	0.2479
August	0.2508	0.2425	0.2458
September	0.2690	0.2449	0.2595
October	0.4551	0.4208	0.4466
November	0.4522	0.4306	0.4411
December	0.4335	0.3893	0.4032