YEARLY HIGH
4.8513 XAF
YEARLY LOW
4.4339 XAF
YEARLY AVERAGE
4.5939 XAF

2024 HTG to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.8513. Conversely, the yearly low was recorded on September 24, dropping to 4.4339.

This high-to-low spread represents a total annual volatility of 0.4174 XAF. From a start-to-finish perspective, comparing the January average rate of 4.5671 to the December average rate of 4.7883, the exchange rate registered a net change of 4.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 4.8513 was up 3.80% compared to the 2023 peak of 4.6735, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 24,256 XAF
2023 Average 21,477 XAF
Yearly Trough Low 22,170 XAF
Transaction Impact: A difference of 2,086.76 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

4.8194
4.4462
JanuMarcMayJulySeptNove

HTG to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5842, compared to 4.6036 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0194 points.

H1 Avg (Jan–Jun) 4.5842
H2 Avg (Jul–Dec) 4.6036

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.2399 XAF (High: 4.7978 / Low: 4.5579). On the other end, July was the most stable month, with a tight range of 0.0650 XAF (High: 4.6091 / Low: 4.5441).

November Spread (Volatile) ±0.2399
July Spread (Stable) ±0.0650

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0565 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0565

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 4.7883) against the same month in 2023 (average: 4.5418), the exchange rate shifted by +0.2465 (+5.43%).

2024 Avg (December) 4.7883
2023 Avg (December) 4.5418

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6194 4.4943 4.5671
February 4.6490 4.5550 4.6009
March 4.5985 4.5181 4.5536
April 4.6599 4.5559 4.6162
May 4.6167 4.5386 4.5724
June 4.6382 4.5313 4.5949
July 4.6091 4.5441 4.5746
August 4.6082 4.4410 4.5181
September 4.5214 4.4339 4.4773
October 4.6246 4.4965 4.5665
November 4.7978 4.5579 4.6965
December 4.8513 4.7263 4.7883