2020 HTG to XCD Historical Review

YEARLY HIGH

0.0433 XCD

YEARLY LOW

0.0239 XCD

YEARLY AVERAGE

0.0300 XCD

2020 HTG to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.0433. Conversely, the yearly low was recorded on September 6, dropping to 0.0239.

This high-to-low spread represents a total annual volatility of 0.0195 XCD. From a start-to-finish perspective, comparing the January average rate of 0.0275 to the December average rate of 0.0387, the exchange rate registered a net change of 40.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0433 was up 23.71% compared to the 2019 peak of 0.0350, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 217 XCD

2019 Average 150 XCD

Yearly Trough Low 119 XCD

Transaction Impact: A difference of 97.29 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0444

0.0223

JanuMarcMayJulySeptNove

HTG to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0271, compared to 0.0328 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0058 points.

H1 Avg (Jan–Jun) 0.0271

H2 Avg (Jul–Dec) 0.0328

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0040 XCD (High: 0.0412 / Low: 0.0372). On the other end, August was the most stable month, with a tight range of 0.0004 XCD (High: 0.0244 / Low: 0.0240).

December Spread (Volatile) ±0.0040

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0034 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0426) against the same month in 2019 (average: 0.0281), the exchange rate shifted by +0.0145 (+51.44%).

2020 Avg (October) 0.0426

2019 Avg (October) 0.0281

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0284	0.0272	0.0275
February	0.0306	0.0268	0.0277
March	0.0306	0.0283	0.0287
April	0.0287	0.0276	0.0280
May	0.0258	0.0249	0.0254
June	0.0253	0.0246	0.0250
July	0.0247	0.0242	0.0245
August	0.0244	0.0240	0.0241
September	0.0257	0.0239	0.0250
October	0.0433	0.0402	0.0426
November	0.0430	0.0408	0.0421
December	0.0412	0.0372	0.0387