2020 HTG to XDR Historical Review

YEARLY HIGH

0.0114 XDR

YEARLY LOW

0.0062 XDR

YEARLY AVERAGE

0.0079 XDR

2020 HTG to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.0114. Conversely, the yearly low was recorded on September 6, dropping to 0.0062.

This high-to-low spread represents a total annual volatility of 0.0051 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0074 to the December average rate of 0.0099, the exchange rate registered a net change of 34.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0114 was up 22.10% compared to the 2019 peak of 0.0093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 57 XDR

2019 Average 40 XDR

Yearly Trough Low 31 XDR

Transaction Impact: A difference of 25.52 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0116

0.0058

JanuMarcMayJulySeptNove

HTG to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0073, compared to 0.0086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0073

H2 Avg (Jul–Dec) 0.0086

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0011 XDR (High: 0.0107 / Low: 0.0095). On the other end, August was the most stable month, with a tight range of 0.0001 XDR (High: 0.0064 / Low: 0.0063).

December Spread (Volatile) ±0.0011

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0112) against the same month in 2019 (average: 0.0076), the exchange rate shifted by +0.0036 (+47.09%).

2020 Avg (October) 0.0112

2019 Avg (October) 0.0076

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0076	0.0073	0.0074
February	0.0082	0.0072	0.0075
March	0.0082	0.0076	0.0077
April	0.0078	0.0075	0.0076
May	0.0070	0.0068	0.0069
June	0.0068	0.0066	0.0067
July	0.0066	0.0064	0.0065
August	0.0064	0.0063	0.0063
September	0.0068	0.0062	0.0066
October	0.0114	0.0105	0.0112
November	0.0112	0.0106	0.0110
December	0.0107	0.0095	0.0099