2020 HTG to YER Historical Review

YEARLY HIGH

4.0148 YER

YEARLY LOW

2.2135 YER

YEARLY AVERAGE

2.7746 YER

2020 HTG to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 4.0148. Conversely, the yearly low was recorded on September 6, dropping to 2.2135.

This high-to-low spread represents a total annual volatility of 1.8013 YER. From a start-to-finish perspective, comparing the January average rate of 2.5490 to the December average rate of 3.5822, the exchange rate registered a net change of 40.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.0148 was up 23.71% compared to the 2019 peak of 3.2454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 20,074 YER

2019 Average 13,934 YER

Yearly Trough Low 11,068 YER

Transaction Impact: A difference of 9,006.34 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.1167

2.0657

JanuMarcMayJulySeptNove

HTG to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5067, compared to 3.0425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5357 points.

H1 Avg (Jan–Jun) 2.5067

H2 Avg (Jul–Dec) 3.0425

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.3743 YER (High: 3.8164 / Low: 3.4421). On the other end, August was the most stable month, with a tight range of 0.0393 YER (High: 2.2617 / Low: 2.2224).

December Spread (Volatile) ±0.3743

August Spread (Stable) ±0.0393

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3185 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 3.9458) against the same month in 2019 (average: 2.6052), the exchange rate shifted by +1.3406 (+51.46%).

2020 Avg (October) 3.9458

2019 Avg (October) 2.6052

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6339	2.5195	2.5490
February	2.8333	2.4786	2.5668
March	2.8333	2.6250	2.6571
April	2.6627	2.5587	2.5968
May	2.3928	2.3085	2.3546
June	2.3449	2.2765	2.3160
July	2.2883	2.2442	2.2713
August	2.2617	2.2224	2.2366
September	2.3788	2.2135	2.3181
October	4.0148	3.7208	3.9458
November	3.9850	3.7829	3.9007
December	3.8164	3.4421	3.5822