2020 HUF to BOB Historical Review

YEARLY HIGH

0.0238 BOB

YEARLY LOW

0.0204 BOB

YEARLY AVERAGE

0.0224 BOB

2020 HUF to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HUF to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0238. Conversely, the yearly low was recorded on April 4, dropping to 0.0204.

This high-to-low spread represents a total annual volatility of 0.0034 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0230 to the December average rate of 0.0234, the exchange rate registered a net change of 1.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0238 was down 5.50% compared to the 2019 peak of 0.0252, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 23,790 BOB

2019 Average 23,797 BOB

Yearly Trough Low 20,350 BOB

Transaction Impact: A difference of 3,439.27 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0237

0.0208

JanuMarcMayJulySeptNove

HUF to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0220, compared to 0.0228 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0220

H2 Avg (Jul–Dec) 0.0228

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0029 BOB (High: 0.0234 / Low: 0.0205). On the other end, December was the most stable month, with a tight range of 0.0007 BOB (High: 0.0238 / Low: 0.0231).

March Spread (Volatile) ±0.0029

December Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0234) against the same month in 2019 (average: 0.0232), the exchange rate shifted by +0.0002 (+0.72%).

2020 Avg (December) 0.0234

2019 Avg (December) 0.0232

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0235	0.0225	0.0230
February	0.0227	0.0221	0.0224
March	0.0234	0.0205	0.0221
April	0.0215	0.0204	0.0210
May	0.0221	0.0210	0.0215
June	0.0228	0.0218	0.0224
July	0.0238	0.0220	0.0226
August	0.0238	0.0229	0.0234
September	0.0231	0.0220	0.0226
October	0.0229	0.0219	0.0224
November	0.0230	0.0219	0.0227
December	0.0238	0.0231	0.0234