2020 HUF to GHS Historical Review

YEARLY HIGH

0.0203 GHS

YEARLY LOW

0.0167 GHS

YEARLY AVERAGE

0.0186 GHS

2020 HUF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HUF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0203. Conversely, the yearly low was recorded on March 19, dropping to 0.0167.

This high-to-low spread represents a total annual volatility of 0.0036 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0188 to the December average rate of 0.0199, the exchange rate registered a net change of 5.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0203 was down 59.21% compared to the 2019 peak of 0.0497, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 20,273 GHS

2019 Average 18,541 GHS

Yearly Trough Low 16,707 GHS

Transaction Impact: A difference of 3,565.42 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0202

0.0171

JanuMarcMayJulySeptNove

HUF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0181, compared to 0.0192 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0181

H2 Avg (Jul–Dec) 0.0192

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0019 GHS (High: 0.0186 / Low: 0.0167). On the other end, December was the most stable month, with a tight range of 0.0006 GHS (High: 0.0203 / Low: 0.0197).

March Spread (Volatile) ±0.0019

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0014 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0199) against the same month in 2019 (average: 0.0191), the exchange rate shifted by +0.0008 (+4.01%).

2020 Avg (December) 0.0199

2019 Avg (December) 0.0191

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0194	0.0181	0.0188
February	0.0181	0.0170	0.0174
March	0.0186	0.0167	0.0179
April	0.0182	0.0170	0.0176
May	0.0185	0.0176	0.0180
June	0.0191	0.0183	0.0187
July	0.0199	0.0184	0.0189
August	0.0199	0.0192	0.0196
September	0.0193	0.0185	0.0189
October	0.0193	0.0185	0.0189
November	0.0195	0.0185	0.0192
December	0.0203	0.0197	0.0199