YEARLY HIGH
0.0855 HNL
YEARLY LOW
0.0734 HNL
YEARLY AVERAGE
0.0796 HNL

2021 HUF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HUF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0855. Conversely, the yearly low was recorded on November 23, dropping to 0.0734.

This high-to-low spread represents a total annual volatility of 0.0122 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0821 to the December average rate of 0.0747, the exchange rate registered a net change of -8.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0855 was down 0.15% compared to the 2020 peak of 0.0857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 85,550 HNL
2020 Average 80,425 HNL
Yearly Trough Low 73,387 HNL
Transaction Impact: A difference of 12,162.96 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0836
0.0739
JanuMarcMayJulySeptNove

HUF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0813, compared to 0.0778 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.0813
H2 Avg (Jul–Dec) 0.0778

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0048 HNL (High: 0.0782 / Low: 0.0734). On the other end, December was the most stable month, with a tight range of 0.0012 HNL (High: 0.0753 / Low: 0.0741).

November Spread (Volatile) ±0.0048
December Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0037 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0821) against the same month in 2020 (average: 0.0824), the exchange rate shifted by -0.0003 (-0.33%).

2021 Avg (January) 0.0821
2020 Avg (January) 0.0824

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0855 0.0811 0.0821
February 0.0824 0.0802 0.0818
March 0.0806 0.0779 0.0787
April 0.0812 0.0786 0.0799
May 0.0847 0.0804 0.0828
June 0.0850 0.0804 0.0827
July 0.0810 0.0775 0.0791
August 0.0807 0.0786 0.0796
September 0.0819 0.0776 0.0805
October 0.0786 0.0767 0.0777
November 0.0782 0.0734 0.0755
December 0.0753 0.0741 0.0747