YEARLY HIGH
0.4917 JMD
YEARLY LOW
0.3855 JMD
YEARLY AVERAGE
0.4526 JMD

2025 HUF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HUF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.4917. Conversely, the yearly low was recorded on January 4, dropping to 0.3855.

This high-to-low spread represents a total annual volatility of 0.1062 JMD. From a start-to-finish perspective, comparing the January average rate of 0.3945 to the December average rate of 0.4865, the exchange rate registered a net change of 23.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4917 was up 9.57% compared to the 2024 peak of 0.4487, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 491,696 JMD
2024 Average 428,161 JMD
Yearly Trough Low 385,505 JMD
Transaction Impact: A difference of 106,190.96 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4957
0.3853
JanuMarcMayJulySeptNove

HUF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4274, compared to 0.4778 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0504 points.

H1 Avg (Jan–Jun) 0.4274
H2 Avg (Jul–Dec) 0.4778

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0261 JMD (High: 0.4314 / Low: 0.4052). On the other end, December was the most stable month, with a tight range of 0.0094 JMD (High: 0.4917 / Low: 0.4823).

March Spread (Volatile) ±0.0261
December Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0008 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.4865) against the same month in 2024 (average: 0.3976), the exchange rate shifted by +0.0889 (+22.36%).

2025 Avg (December) 0.4865
2024 Avg (December) 0.3976

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4048 0.3855 0.3945
February 0.4137 0.3947 0.4072
March 0.4314 0.4052 0.4237
April 0.4471 0.4222 0.4366
May 0.4492 0.4346 0.4441
June 0.4736 0.4479 0.4582
July 0.4749 0.4568 0.4683
August 0.4752 0.4601 0.4704
September 0.4891 0.4715 0.4800
October 0.4858 0.4735 0.4791
November 0.4868 0.4749 0.4828
December 0.4917 0.4823 0.4865