YEARLY HIGH
0.0312 MAD
YEARLY LOW
0.0280 MAD
YEARLY AVERAGE
0.0297 MAD

2021 HUF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HUF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 0.0312. Conversely, the yearly low was recorded on November 22, dropping to 0.0280.

This high-to-low spread represents a total annual volatility of 0.0031 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0302 to the December average rate of 0.0285, the exchange rate registered a net change of -5.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0312 was down 4.36% compared to the 2020 peak of 0.0326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 31,172 MAD
2020 Average 30,848 MAD
Yearly Trough Low 28,028 MAD
Transaction Impact: A difference of 3,144.14 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0307
0.0283
JanuMarcMayJulySeptNove

HUF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0300, compared to 0.0293 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0300
H2 Avg (Jul–Dec) 0.0293

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0014 MAD (High: 0.0305 / Low: 0.0290). On the other end, December was the most stable month, with a tight range of 0.0004 MAD (High: 0.0288 / Low: 0.0283).

September Spread (Volatile) ±0.0014
December Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.0304) against the same month in 2020 (average: 0.0306), the exchange rate shifted by -0.0002 (-0.70%).

2021 Avg (May) 0.0304
2020 Avg (May) 0.0306

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0304 0.0297 0.0302
February 0.0305 0.0298 0.0302
March 0.0296 0.0290 0.0293
April 0.0299 0.0294 0.0297
May 0.0312 0.0298 0.0304
June 0.0311 0.0297 0.0305
July 0.0302 0.0292 0.0296
August 0.0304 0.0295 0.0300
September 0.0305 0.0290 0.0300
October 0.0294 0.0288 0.0291
November 0.0294 0.0280 0.0286
December 0.0288 0.0283 0.0285